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  <title>Alastair Revell - Blog</title>
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  <updated>2008-06-30T20:30:05.59375+01:00</updated>
  <author>
    <name>Alastair Revell</name>
  </author>
  <subtitle>Alastair Revell's Web Log on the IT Profession, Technology Issues and Applications</subtitle>
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  <entry>
    <title>Microsoft: What does the future hold?</title>
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    <published>2008-06-30T20:29:39.14+01:00</published>
    <updated>2008-06-30T20:30:05.59375+01:00</updated>
    <category term="General" label="General" scheme="http://blogs.rrs.co.uk/revella/CategoryView,category,General.aspx" />
    <content type="html">&lt;p&gt;
I suspect that at some point in the future, today may well be seen to be very significant!
Why? Simply because today was the first day that Microsoft moved forward without its
founder at the helm. (Bill Gates retired from Microsoft as an executive last Friday,
although he still remains its non-executive chairman).
&lt;/p&gt;
&lt;p&gt;
Changes in strategic leader nearly always are accompanied by big changes in direction,
not necessarily immediately, but often relatively soon afterwards. This is even more
evident when the strategic leader has been the organisation&amp;rsquo;s founder. Microsoft
is clearly very keen to play down any hint of a change and I doubt there are any plans
to be different at this stage, but I suspect when we look back at some point in the
future, the big changes will seem to have sprung from this period.
&lt;/p&gt;
&lt;p&gt;
Obviously, the direction and stance that Microsoft takes will have a profound influence
on the computing industry and business at large. It will be interesting to see how
Microsoft moves forward and what those changes will be.
&lt;/p&gt;
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&lt;br /&gt;
&lt;hr /&gt;
This weblog is produced by &lt;a href="http://www.rrs.co.uk"&gt;Revell Research Systems&lt;/a&gt;.</content>
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  <entry>
    <title>Web Compliance? It is often simply unbelievable!</title>
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    <published>2008-05-31T15:56:25.734+01:00</published>
    <updated>2008-06-13T19:43:26.53125+01:00</updated>
    <category term="Web Design" label="Web Design" scheme="http://blogs.rrs.co.uk/revella/CategoryView,category,Web%2BDesign.aspx" />
    <content type="html">&lt;div style="margin: 0in 0in 0pt"&gt;
&lt;p&gt;
I can&amp;rsquo;t believe just how many web designers claim that their web sites are compliant
with the standards when they are demonstrably not!
&lt;/p&gt;
&lt;p&gt;
I&amp;rsquo;m talking in particular about the &lt;a target="_blank" href="http://blogs.rrs.co.uk/revella/ct.ashx?id=bd29261e-3a16-4081-8bd2-6e2919f34a8e&amp;amp;url=http%3a%2f%2fwww.w3.org"&gt;World
Wide Web (W3C)&lt;/a&gt; consortium&amp;rsquo;s standards for HTML and XHTML. You&amp;rsquo;ve probably
seen their compliance logos proudly displayed on web sites that claim to comply. The
standards are exacting and very unforgiving on slips in the code. A particular page
either complies or it does not, but this is nothing particularly challenging for a
professional discipline that is used to such binary situations.
&lt;/p&gt;
&lt;/div&gt;
&lt;div style="margin: 0in 0in 0pt"&gt;
&lt;p&gt;
The standards are important for all sorts of reasons, not least because there is a
greater chance that more browsers will render the sites as intended, that search engines
are more likely to index them properly and that people using less popular browsers
because of their disabilities are more likely to be able to access them.
&lt;/p&gt;
&lt;/div&gt;
&lt;div style="margin: 0in 0in 0pt"&gt;
&lt;p&gt;
There are standards in many different professions and one thing you expect of professionals
working in those fields is that they will work to them. Indeed, they would be &lt;em&gt;unprofessional&lt;/em&gt; if
they did not.
&lt;/p&gt;
&lt;/div&gt;
&lt;div style="margin: 0in 0in 0pt"&gt;
&lt;p&gt;
I find it contemptible that an increasing number of web designers will proudly place
the W3C&amp;rsquo;s compliance logo with a link to test the page in question against the
W3C&amp;rsquo;s &lt;a target="_blank" href="http://blogs.rrs.co.uk/revella/ct.ashx?id=bd29261e-3a16-4081-8bd2-6e2919f34a8e&amp;amp;url=http%3a%2f%2fvalidator.w3.org"&gt;validator&lt;/a&gt;,
which when clicked shows not just one or two errors, but hundreds. The fact that they
link to the validator when the page is riddled with serious errors clearly indicates
that they have little regard for their clients.
&lt;/p&gt;
&lt;/div&gt;
&lt;div style="margin: 0in 0in 0pt"&gt;
&lt;p&gt;
Do not get me wrong. I know how hard it is to keep a web page compliant, particularly
since many editing tools seem to delight in surreptitiously inserting non-compliant
elements in to them. However, there is a clear difference between a casual &lt;em&gt;slip&lt;/em&gt; and
complete disregard for the standards. It is those that are just sticking the badge
on and misleading their clients that anger me.
&lt;/p&gt;
&lt;/div&gt;
&lt;div style="margin: 0in 0in 0pt"&gt;
&lt;div style="margin: 0in 0in 0pt"&gt;What makes me so angry about this particular issue,
though,&amp;nbsp;is that it goes to the very heart of professionalism within our field.
It must surely be a tenet in any profession that those in it do not misrepresent the
truth to their clients or to the general public.
&lt;/div&gt;
&lt;/div&gt;
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&lt;br /&gt;
&lt;hr /&gt;
This weblog is produced by &lt;a href="http://www.rrs.co.uk"&gt;Revell Research Systems&lt;/a&gt;.</content>
  </entry>
  <entry>
    <title>A Contentious Lunchtime Thought?</title>
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    <published>2008-03-18T15:40:18.625+00:00</published>
    <updated>2008-03-18T16:18:48.53125+00:00</updated>
    <category term="General" label="General" scheme="http://blogs.rrs.co.uk/revella/CategoryView,category,General.aspx" />
    <content type="xhtml">
      <div xmlns="http://www.w3.org/1999/xhtml">
        <p>
I came across an <a target="_blank" href="http://blogs.rrs.co.uk/revella/ct.ashx?id=7591144b-fa3b-4e00-b631-7ddc9864df4d&amp;url=http%3a%2f%2fwww.webstandards.org%2f2007%2f11%2f04%2fuk-government-accessibility-consultation%2f">interesting
article</a> by Bruce Lawson on <a target="_blank" href="http://blogs.rrs.co.uk/revella/ct.ashx?id=7591144b-fa3b-4e00-b631-7ddc9864df4d&amp;url=http%3a%2f%2fwww.webstandards.org%2f">The
Web Standards Project</a> web site about the UK Government Accessibility Consultation
that was held by the <a target="_blank" href="http://blogs.rrs.co.uk/revella/ct.ashx?id=7591144b-fa3b-4e00-b631-7ddc9864df4d&amp;url=http%3a%2f%2fwww.cabinetoffice.gov.uk%2f">Cabinet
Office</a> last November.
</p>
        <p>
The consultation clearly aimed at looking at ways of making .gov.uk web sites more
accessible to people with disabilities. It proposed making it mandatory for government
web sites to achieve World Wide Web Content Accessibility Guidelines (WCAG) AA-level
compliance (presumably to meet European objectives for inclusive e-government).
</p>
        <p>
The bit that caught my eye was the proposal that government web sites should face <em>withdrawal</em> from
the .gov.uk domain if they failed to comply.
</p>
        <p>
It occurred to me that a similar approach could be very effective at ensuring commercial
.uk web sites comply with existing UK legislation (such as the Companies Act 2006
and the Disability Discrimination Act 2005). What if the Internet domains publishing
web sites that failed to comply with UK legislation simply couldn't be renewed?
</p>
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        <hr />
This weblog is produced by <a href="http://www.rrs.co.uk">Revell Research Systems</a>.
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    </content>
  </entry>
  <entry>
    <title>EMail: The Beginning of the End?</title>
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    <published>2008-03-07T14:32:41.093+00:00</published>
    <updated>2008-03-07T14:49:23.65625+00:00</updated>
    <category term="General" label="General" scheme="http://blogs.rrs.co.uk/revella/CategoryView,category,General.aspx" />
    <content type="xhtml">
      <div xmlns="http://www.w3.org/1999/xhtml">
        <p>
I was interested to read <a href="http://blogs.rrs.co.uk/revella/ct.ashx?id=2d20fff8-815a-4b80-8229-94405d3d8c78&amp;url=http%3a%2f%2fnews.bbc.co.uk%2f1%2fhi%2fbusiness%2f7281707.stm">Ben
Limberg's article</a> on the BBC News web site this morning about how stressful email
is becoming. It highlighted for me that spam continues to grow and it reminded me
of <a href="http://blogs.rrs.co.uk/revella/ct.ashx?id=2d20fff8-815a-4b80-8229-94405d3d8c78&amp;url=http%3a%2f%2fblogs.rrs.co.uk%2frevella%2fpermalink%2cguid%2c6766c024-9311-497c-beb9-3235076df5b9.aspx">my
earlier article</a> on this blog about the need to start tackling the phenomenon rather
than hiding it.
</p>
        <p>
The BBC article suggests that around two million emails are sent every minute in the
United Kingdom. The majority of reports I read suggest that spam currently accounts
for around 95% of all email in circulation, so the BBC statement implies that an amazing
1,900,000 junk emails are sent every minute in Britain!
</p>
        <p>
Certainly, my own <a href="http://blogs.rrs.co.uk/revella/ct.ashx?id=2d20fff8-815a-4b80-8229-94405d3d8c78&amp;url=http%3a%2f%2fwww.rrs.co.uk">consulting
practice's</a> email logs have doubled in the last six months and I am pretty
confident we are not getting that much more <em>real</em> email. The growth of
spam seems to be as exponential as ever.
</p>
        <p>
In fact, what I used to think was a pretty cool feature - the pop up facility in Microsoft
Outlook that notifies you of new email - has started to take on rather more menacing
conations recently. A few weeks ago we had a sudden surge in spam, which seemed
to outwit our spam filters for a while, which led to the notification feature becoming
a real distraction. Thankfully, we've tweaked the system and the spam getting through
has now returned to more manageable levels, even for someone as intolerant as myself.
</p>
        <p>
I doubt the inventor of email, Ray Tomlinson, had any idea in 1971 that his 200 line
email program would kick start such an enormous communication revolution. EMail has
certainly become one of the most important communications media of our age.
</p>
        <p>
However, I wonder if its ascendancy is beginning to falter. Certainly, more people
are telling me that they no longer check for real messages in their "spam folder"
because it is too time consuming. It does occur to me that this might signal the beginning
of the end for email, which would be a shame if it was just because of spam.
</p>
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        <br />
        <hr />
This weblog is produced by <a href="http://www.rrs.co.uk">Revell Research Systems</a>.
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  </entry>
  <entry>
    <title>Internet Attacks: It Won’t Happen to Us…</title>
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    <published>2008-02-11T21:35:25.984+00:00</published>
    <updated>2008-02-11T21:42:24.34375+00:00</updated>
    <category term="Security" label="Security" scheme="http://blogs.rrs.co.uk/revella/CategoryView,category,Security.aspx" />
    <content type="html">&lt;p&gt;
The lack of understanding of IT-related security issues in many small-to-medium sized
businesses that I encounter as a &lt;a href="http://blogs.rrs.co.uk/revella/ct.ashx?id=5148e61e-296e-4d19-ba33-c035bb19714a&amp;amp;url=http%3a%2f%2fwww.rrs.co.uk"&gt;management
and technology consultant&lt;/a&gt; often worries me.
&lt;/p&gt;
&lt;p&gt;
There seems to be a mindset amongst senior managers (often at partner and director
level) that security breaches are only perpetrated by external human hackers and that
their firms are not sufficiently important enough to attract attention.
&lt;/p&gt;
&lt;p&gt;
These senior managers miss the fact that almost all initial external attacks are automated
and that although many of these attacks may be unsuccessful in compromising their
organisation&amp;rsquo;s data security, they may nonetheless seriously damage their internal
infrastructure, resulting in significant costs in order to rectify the damage.
&lt;/p&gt;
&lt;p&gt;
It would be a lucky organisation indeed that did not have its Internet defences probed
at least once every couple of minutes. The most recent log I&amp;nbsp;inspected for a
small organisation was receiving an attack per minute in what appeared to be an attempt
to swamp instant messaging clients with spam. The log also revealed port scans and
other nefarious activity once every 10 minutes. These more serious attacks are often
scanning for weaknesses through which to inject malware.
&lt;/p&gt;
&lt;p&gt;
We have conducted occasional exercises in assessing just how bad this type of wanton
vandalism is by simply connecting an unprotected set of newly built PCs to the Internet.
Our somewhat primitive research shows that it takes around 15 minutes before machines
in this condition are crippled with malware. Much of the malware also seems to be
aimed at stealing credit card details and the like; and could cause enormous damage
to an organisation&amp;rsquo;s reputation.
&lt;/p&gt;
&lt;p&gt;
I&amp;rsquo;m often confronted by SME senior managers that argue that they have nothing
of value on their networks, but my immediate retort is that neither did the machines
mentioned above, but the cost of putting them back together again was expensive. It
is clear from the subsequent discussions with these managers just how valuable having
an operating computer system actually is to their organisations.
&lt;/p&gt;
&lt;p&gt;
The irony is, of course, that the sort of dubious activity I see time and time again
in firewall logs is the equivalent of a criminal gang casually walking down the road
trying the doors and windows of each building they encounter for weaknesses, with
a view to coming back later to investigate the weaker buildings further. I have little
doubt if our streets were full of such marauding gangs then there would be huge public
concern. The problem for IT is that this kind of behaviour is literally &amp;ldquo;out
of sight, out of mind&amp;rdquo;.
&lt;/p&gt;
&lt;p&gt;
I believe, like many other observers in the profession, that there is a&amp;nbsp;discernible
shift away from writing viruses for the sheer devilment of it to one of seriously
making money out of it.
&lt;/p&gt;
&lt;p&gt;
Indeed, Joe Telafici, vice president of operations for McAfee&amp;rsquo;s Avert Labs,
recently said in a &lt;a href="http://blogs.rrs.co.uk/revella/ct.ashx?id=5148e61e-296e-4d19-ba33-c035bb19714a&amp;amp;url=http%3a%2f%2fnews.bbc.co.uk%2f1%2fhi%2ftechnology%2f7154187.stm"&gt;BBC
interview&lt;/a&gt; that he felt 2007 had effectively seen the extinction of young hackers
who wrote viruses and other malicious programs for fun and that writing Windows malware
was now all about money.
&lt;/p&gt;
&lt;img width="0" height="0" src="http://blogs.rrs.co.uk/revella/aggbug.ashx?id=5148e61e-296e-4d19-ba33-c035bb19714a" /&gt;
&lt;br /&gt;
&lt;hr /&gt;
This weblog is produced by &lt;a href="http://www.rrs.co.uk"&gt;Revell Research Systems&lt;/a&gt;.</content>
  </entry>
  <entry>
    <title>Personal Details of 25M People Compromised by UK Government</title>
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    <published>2007-11-20T21:28:24.64+00:00</published>
    <updated>2007-11-21T09:01:01.03125+00:00</updated>
    <category term="General" label="General" scheme="http://blogs.rrs.co.uk/revella/CategoryView,category,General.aspx" />
    <category term="Security" label="Security" scheme="http://blogs.rrs.co.uk/revella/CategoryView,category,Security.aspx" />
    <content type="html">&lt;p&gt;
I suspect the loss of 25 million child benefit records by HM Government in the United
Kingdom will have considerable, long-term ramifications.
&lt;/p&gt;
&lt;p&gt;
I understand that the compromised data represents the details of all the recipients
of Child Benefit in the United Kingdom and includes names, addresses, dates of birth,
national insurance numbers and, in many cases, the banking details of the parents
or guardians involved.
&lt;/p&gt;
&lt;p&gt;
According to a &lt;a href="http://blogs.rrs.co.uk/revella/ct.ashx?id=810cfa3b-7472-41e9-b662-b406d0c7e870&amp;amp;url=http%3a%2f%2fnews.bbc.co.uk%2f1%2fhi%2fuk_politics%2f7104368.stm"&gt;BBC
news report&lt;/a&gt;, HM Revenue &amp;amp; Customs (HMRC) sent a&amp;nbsp;couple of CDs with this
highly sensitive data to the National Audit Office on 18th October 2007, but didn&amp;rsquo;t
discover the information was missing until 24th October 2007. Apparently, the CDs
were sent by internal mail without being registered or recorded in any way. It was
clearly an accident waiting to happen.
&lt;/p&gt;
&lt;p&gt;
Worse still, when they didn&amp;rsquo;t turn up, it seems from the statement made to the
House of Commons by the Chancellor of the Exchequer, Alistair Darling MP, that a further
copy was sent by recorded delivery, which apparently he believes should not have happened
either!
&lt;/p&gt;
&lt;p&gt;
It needs a moment or two just to reflect on the enormity of what was done here, not
once, but twice. Sensitive details of just under half the UK population were sent
by internal post between two offices with little consideration for its security. It
seems the first reaction of those who discovered that the data hadn't arrived was
to resend it, not to ask what had happened to it!
&lt;/p&gt;
&lt;p&gt;
Furthermore, it seems that Mr Darling knew of the security breach on 10th November
2007, but did not instruct HMRC to inform the police for four days. Exhaustive searches
have not found the missing CDs, although by their very nature, no comfort can be drawn
from their recovery. They could easily have been copied at any time in transit, let
alone after they had been lost. The data has been compromised!
&lt;/p&gt;
&lt;p&gt;
The astounding reality is that just under half the nation&amp;rsquo;s personal and banking
details have been compromised by employees of the government.
&lt;/p&gt;
&lt;p&gt;
&lt;a href="http://blogs.rrs.co.uk/revella/ct.ashx?id=810cfa3b-7472-41e9-b662-b406d0c7e870&amp;amp;url=http%3a%2f%2fnews.bbc.co.uk%2f1%2fhi%2fuk_politics%2f7104115.stm"&gt;The
BBC&amp;rsquo;s summary of Mr Darling&amp;rsquo;s statement&lt;/a&gt; suggests: &amp;quot;The missing
information contains details of 25m individuals, 7.25m families - including children&amp;rsquo;s
names, addresses, dates of birth, NI numbers and where relevant bank and building
society account details.&amp;rdquo;
&lt;/p&gt;
&lt;p&gt;
I believe that this amounts to the biggest loss of personal data in the United Kingdom
to date and by far the most serious.
&lt;/p&gt;
&lt;p&gt;
The Treasury seems to be blaming junior staff at HM Revenue &amp;amp; Customs, but I am
extremely surprised to learn that junior staff have access to the banking details
of pretty much every parent with a child under the age of sixteen in the United Kingdom.
It seems that there are some exceptionally lax mechanisms for handling sensitive data
at HMRC, who are still reeling from two earlier security breaches, including &lt;a href="http://blogs.rrs.co.uk/revella/ct.ashx?id=810cfa3b-7472-41e9-b662-b406d0c7e870&amp;amp;url=http%3a%2f%2fnews.bbc.co.uk%2f1%2fhi%2fbusiness%2f7033276.stm"&gt;the
loss of a laptop holding sensitive data&lt;/a&gt;.
&lt;/p&gt;
&lt;p&gt;
The Information Commissioner, Richard Thomas, has apparently remarked that: &amp;ldquo;This
is an extremely serious and disturbing security breach.&amp;rdquo;
&lt;/p&gt;
&lt;p&gt;
Mr Darling suggests in his statement that the junior employees had breached internal
rules for data security, but what I find incredible is that this seems to be routine.
For instance, Paul Lewis of the &lt;a href="http://blogs.rrs.co.uk/revella/ct.ashx?id=810cfa3b-7472-41e9-b662-b406d0c7e870&amp;amp;url=http%3a%2f%2fnews.bbc.co.uk%2f1%2fhi%2fprogrammes%2fmoneybox%2f7076106.stm"&gt;BBC
Radio 4 Programme Money Box&lt;/a&gt; &amp;nbsp;reported on 3rd November 2007 that 15,000 Standard
Life customers' details had been lost in very similar circumstances. Mr Lewis' article
states:-
&lt;/p&gt;
&lt;blockquote dir="ltr" style="margin-right: 0px"&gt; 
&lt;p&gt;
&lt;em&gt;&amp;quot;A month ago a CD containing the names, national insurance numbers, dates
of birth and pension plan numbers of nearly 15,000 Standard Life customers was lost
by a courier taking it from the Revenue national insurance contributions office in
Newcastle to the insurer's headquarters in Edinburgh.&amp;quot;&lt;/em&gt;
&lt;/p&gt;
&lt;/blockquote&gt; 
&lt;p&gt;
According to Alistair Darling&amp;rsquo;s statement (&lt;a href="http://blogs.rrs.co.uk/revella/ct.ashx?id=810cfa3b-7472-41e9-b662-b406d0c7e870&amp;amp;url=http%3a%2f%2fnews.bbc.co.uk%2f1%2fhi%2fuk_politics%2f7103566.stm"&gt;as
reported by the BBC&lt;/a&gt;) on the most recent data loss: &amp;ldquo;Two password protected
discs containing a&amp;nbsp;full copy of HMRC&amp;rsquo;s entire data in relation to the payment
of child benefit was sent to the NAO, by HMRC&amp;rsquo;s internal post system operated
by the courier TNT. The package was not recorded or registered. It appears the data
has failed to reach the addressee in the NAO.&amp;rdquo;
&lt;/p&gt;
&lt;p&gt;
The simple phrase &amp;ldquo;password protected&amp;rdquo; &lt;em&gt;really&lt;/em&gt; worries me. I would
have been much happier had he said &amp;ldquo;securely encrypted&amp;rdquo;. The difference
is immense.
&lt;/p&gt;
&lt;p&gt;
My immediate reaction is, given the manner in which the data was sent in the first
place, just how secure were those passwords? I have horrible images of Microsoft Excel
spreadsheet files being locked with a flimsy password known to at least the sender
and the recipient. Tools to unlock Excel files proliferate on the Internet and are
readily available to anyone who cares to look for them using Google. (It is important
to note that the exact file format and security mechanism used in this case does not
appear to be public at present.)
&lt;/p&gt;
&lt;p&gt;
The current media focus seems to be on the &amp;ldquo;banking details&amp;rdquo;, but I am
worried about how this data could be used both now and in the future to compromise
all sorts of information. For instance, a large number of people use their date of
birth as the basis for their passwords and many organisations use date of birth questions
as part of their online security.
&lt;/p&gt;
&lt;p&gt;
If this data becomes widely available on the black market, then 25&amp;nbsp;million people
(statistically more or less every other British reader of this article) may find their
data being used fraudulently, possibly to compromise the likes of their ebay account,
their email account, their online utility bill facilities, even their MySpace account.
&lt;/p&gt;
&lt;p&gt;
My advice to anyone that uses any of the compromised data as the basis for their passwords
is to change them immediately. If it has fallen into the wrong hands, they have probably
had it for more than a&amp;nbsp;month...
&lt;/p&gt;
&lt;p&gt;
I certainly agree with Avivah Litan of the Gartner Group who is &lt;a href="http://blogs.rrs.co.uk/revella/ct.ashx?id=810cfa3b-7472-41e9-b662-b406d0c7e870&amp;amp;url=http%3a%2f%2fnews.bbc.co.uk%2f1%2fhi%2fbusiness%2f7103940.stm"&gt;quoted
by the BBC&lt;/a&gt; as saying: &amp;ldquo;The data lost - bank account numbers, names and addresses
- represents a gold mine for the thieves and is much more valuable to them than credit
card numbers or taxpayer id numbers.&amp;rdquo; She went on to suggest that &amp;ldquo;In
fact, in the black market, bank account numbers sell for the highest price, or between
$30 and $400 (&amp;pound;15 to &amp;pound;200), which is significantly more than the fifty
cents to five dollars that criminals pay for credit cards.&amp;rdquo;
&lt;/p&gt;
&lt;p&gt;
These disks, which are still missing, are clearly worth a fortune. If Avivah Litan
is right then they have a black market value of at least &amp;pound;108M. If these disks
fall into the wrong hands then it seems reasonable to expect considerable identity
theft and fraud to follow for a long time to come. Certainly, there is sufficient
detail in these files to seriously compromise the identity of many children in the
United Kingdom for a&amp;nbsp;very long time to come.
&lt;/p&gt;
&lt;p&gt;
I can&amp;rsquo;t imagine that the UK population will feel too enamoured about identity
cards and the national identity database when HM Government is currently sending their
identity backwards and forwards en-masse on poorly protected CDs. There must be questions
raised about&amp;nbsp;how secure&amp;nbsp;people&amp;rsquo;s personal data is throughout government.
&lt;/p&gt;
&lt;p&gt;
The &lt;a href="http://blogs.rrs.co.uk/revella/ct.ashx?id=810cfa3b-7472-41e9-b662-b406d0c7e870&amp;amp;url=http%3a%2f%2fnews.bbc.co.uk%2f1%2fhi%2fbusiness%2f7103940.stm"&gt;BBC
has already reported&lt;/a&gt; that Douglas Thomson and his wife believe that &amp;pound;2,800
was removed from their Alliance &amp;amp; Leicester account using this data on 5th November
2007. According to Mr Thomson: &amp;ldquo;At the time, our bank was at a loss to explain
how such detailed info was somehow available to someone else. At least we now know
how.&amp;rdquo; It must be said that the Alliance &amp;amp; Leicester maintains that this
incident is completely unrelated to the HMRC data loss.
&lt;/p&gt;
&lt;p&gt;
The problem is that we all seem to have a problem assessing the importance of data.
How many people have important data stored on their computers at home, which isn't
backed up? How many students have lost their dissertations and essays to disk corruption,
but had no backup? How many people lose mobile phones with the personal details of
their friends in their address book? How many people send sensitive material by (intrinsically
insecure) Internet email?
&lt;/p&gt;
&lt;p&gt;
As I reflect on this issue, I realise I am not unduly surprised about this latest
revelation. Many organisations, let alone people,&amp;nbsp;are extremely cavalier with
data. I think the problem is that data really doesn&amp;rsquo;t look very impressive when
it is stored on a couple of CDs. The sheer magnitude of 25 million records doesn&amp;rsquo;t
really hit home until its lost, stolen or printed out.
&lt;/p&gt;
&lt;p&gt;
The Information Commissioner, Richard Thomas has said: &amp;quot;The alarm bells must
now ring in every organisation about the risks of not protecting people's personal
information properly.&amp;quot;
&lt;/p&gt;
&lt;p&gt;
Perhaps this incident is just the wake up call we all need.
&lt;/p&gt;
&lt;img width="0" height="0" src="http://blogs.rrs.co.uk/revella/aggbug.ashx?id=810cfa3b-7472-41e9-b662-b406d0c7e870" /&gt;
&lt;br /&gt;
&lt;hr /&gt;
This weblog is produced by &lt;a href="http://www.rrs.co.uk"&gt;Revell Research Systems&lt;/a&gt;.</content>
  </entry>
  <entry>
    <title>Do You Have a Good Web Site?</title>
    <link rel="alternate" type="text/html" href="http://blogs.rrs.co.uk/revella/PermaLink,guid,823c1e35-dfd9-4c8e-a40d-70b7aa5df5e4.aspx" />
    <id>http://blogs.rrs.co.uk/revella/PermaLink,guid,823c1e35-dfd9-4c8e-a40d-70b7aa5df5e4.aspx</id>
    <published>2007-11-05T17:43:17.625+00:00</published>
    <updated>2007-11-05T22:08:11.046875+00:00</updated>
    <category term="Web Design" label="Web Design" scheme="http://blogs.rrs.co.uk/revella/CategoryView,category,Web%2BDesign.aspx" />
    <content type="html">&lt;p&gt;
&lt;strong&gt;What is the minimum for a good web site?&lt;/strong&gt;
&lt;/p&gt;
&lt;p&gt;
I am often asked to give an opinion on whether a web site is &lt;em&gt;good&lt;/em&gt; or not.
I normally start by assessing whether the web site complies with relevant law and
technical standards, since these are easy and objective tests to apply.
&lt;/p&gt;
&lt;p&gt;
It seems sensible to me to say that all good web sites, at the very minimum, will
comply with these. I am, of course, aware that good web sites will also have well-written
copy and excellent graphics, be informative and easy to navigate, but these are much
more subjective than the bare minimum requirements above and consequently far more
open to opinion.
&lt;/p&gt;
&lt;p&gt;
However, I do believe that it is reasonable to assert that any site that fails these
basic fundamentals cannot realistically be called a good web site, so it is pretty
easy to assess whether a particular site is &lt;em&gt;not good&lt;/em&gt;.
&lt;/p&gt;
&lt;p&gt;
&lt;strong&gt;So what laws and standards are applicable?&lt;/strong&gt;
&lt;/p&gt;
&lt;p&gt;
Legally, web sites built for operation in the United Kingdom should comply with the &lt;a href="http://blogs.rrs.co.uk/revella/ct.ashx?id=823c1e35-dfd9-4c8e-a40d-70b7aa5df5e4&amp;amp;url=http%3a%2f%2fwww.opsi.gov.uk%2facts%2facts2006%2fukpga_20060046_en.pdf"&gt;Companies
Act 2006&lt;/a&gt;, the &lt;a href="http://blogs.rrs.co.uk/revella/ct.ashx?id=823c1e35-dfd9-4c8e-a40d-70b7aa5df5e4&amp;amp;url=http%3a%2f%2fwww.opsi.gov.uk%2fsi%2fsi2002%2f20022013.htm"&gt;Electronic
Commerce (EC Directive) Regulations 2002&lt;/a&gt; (eCommerce directive)&amp;nbsp;and the &lt;a href="http://blogs.rrs.co.uk/revella/ct.ashx?id=823c1e35-dfd9-4c8e-a40d-70b7aa5df5e4&amp;amp;url=http%3a%2f%2fwww.opsi.gov.uk%2facts%2facts1995%2f1995050.htm"&gt;Disability
Discrimination Act (DDA) 1995&lt;/a&gt;&amp;nbsp; as a bare minimum. (There are similar requirements
in many other jurisdictions.)
&lt;/p&gt;
&lt;p&gt;
I have mentioned some of these before in my earlier article &lt;a href="http://blogs.rrs.co.uk/revella/ct.ashx?id=823c1e35-dfd9-4c8e-a40d-70b7aa5df5e4&amp;amp;url=http%3a%2f%2fblogs.rrs.co.uk%2frevella%2fpermalink%2cguid%2c30bf4c23-5940-4fb5-a017-8c8f14bfe565.aspx"&gt;&lt;em&gt;Legal
Compliance of UK Web Sites&lt;/em&gt;&lt;/a&gt; in which I suggested that the eCommerce requirements
actually are just common sense in that they help to build trust between site operator
and visitor. Many people report that they are happier if the know where a business
is based, even if they only ever trade with them online. I think the DDA is equally
sensible &amp;ndash; why would any business want to turn away custom?
&lt;/p&gt;
&lt;p&gt;
Technically, I believe web sites should comply with the standards of the &lt;a href="http://blogs.rrs.co.uk/revella/ct.ashx?id=823c1e35-dfd9-4c8e-a40d-70b7aa5df5e4&amp;amp;url=http%3a%2f%2fwww.w3c.org"&gt;World
Wide Web Consortium (W3C)&lt;/a&gt;, such as those for XHTML and Cascading Style Sheets
(CSS).
&lt;/p&gt;
&lt;p&gt;
Firstly, most browsers render code written to these standards correctly,&amp;nbsp;so a
web site that is compliant will reach a much greater audience. This includes those
browsers designed for use by people who have some form of disability, which helps
compliance with the DDA. Code that ignores these standards will generally still be
rendered, but exactly how will depend on what the browser thinks is trying to be achieved,
which is highly likely to differ between products. The result is that the same web
site can look somewhat different and sometimes even totally broken using different
browsers.
&lt;/p&gt;
&lt;p&gt;
Secondly, search engines are also far more likely to understand compliant code, which
means that web sites that are built to these standards are far, far more likely to
receive better search engine results than those that don&amp;rsquo;t. In fact, given how
many web sites have been optimised by so called search engine optimisation (SEO) consultants,
it is staggering how many still aren't compliant, but I touched on this in my article
on &lt;a href="http://blogs.rrs.co.uk/revella/ct.ashx?id=823c1e35-dfd9-4c8e-a40d-70b7aa5df5e4&amp;amp;url=http%3a%2f%2fblogs.rrs.co.uk%2frevella%2fpermalink%2cguid%2ceab862f5-d03c-4749-8e49-f1d821cde44e.aspx"&gt;&lt;em&gt;Search
Engine Optimisation (SEO)&lt;/em&gt;&lt;/a&gt; in August 2007.
&lt;/p&gt;
&lt;p&gt;
I doubt that many people who commission web sites are actually experts in web design.
If they were, they would presumably have built their own web sites in the first place.
The point is that people who commission web sites look to their web designers to execute
their work to the best available technical standards and certainly expect their work
to comply with the relevant laws.
&lt;/p&gt;
&lt;p&gt;
The reality is that this rarely seems to happen. I believe that many web sites operated
in the United Kingdom fail to comply with the relevant laws, which leads me to conclude
that many web designers build web sites that do not comply with the law.
&lt;/p&gt;
&lt;p&gt;
The questions is: &lt;em&gt;How upset would you be if you found the web site that you had
paid good money for landed you in court facing a hefty fine because it was illegal?&lt;/em&gt;
&lt;/p&gt;
&lt;p&gt;
&lt;strong&gt;Problems with Professionalism&lt;/strong&gt;
&lt;/p&gt;
&lt;p&gt;
There does seem to be a general lack of professionalism within the web design business
in the United Kingdom. I can feel the hackles of many web designers rise as I suggest
that many of them simply are not &amp;ldquo;professional&amp;rdquo;, but you would not expect
any other profession to deliver a product that was illegal, so why should web designers
be any different?
&lt;/p&gt;
&lt;p&gt;
Of course, there are some excellent web designers who produce competently designed
sites that comply with the relevant law, who refuse to build sites that don't comply
and who use best practice and the latest technical standards, but did you use one
of them to build your site?
&lt;/p&gt;
&lt;p&gt;
I think part of the problem is the public perception that building web sites is easy.
Certainly, putting together a simple web page is extremely easy, but there is far
more to it than meets the eye if your aim is to produce a good web site.
&lt;/p&gt;
&lt;p&gt;
This notion that web sites are some how easy to construct has led to large numbers
of would be entrepreneurs flooding the market. The competition in this segment is
fierce and the weapon of choice is to undercut the competitor. The result is that
things that the buyer is unaware of are pushed aside in order to cut costs, including
laws and standards that should be the bedrock of good design.
&lt;/p&gt;
&lt;p&gt;
I think the advent of the British Computer Society&amp;rsquo;s push for professionalism
marks the turning point towards a greater degree of professionalism within Information
Technology as a whole; although I&amp;nbsp;believe that we have barely started this journey.
&lt;/p&gt;
&lt;p&gt;
The &lt;a href="http://blogs.rrs.co.uk/revella/ct.ashx?id=823c1e35-dfd9-4c8e-a40d-70b7aa5df5e4&amp;amp;url=http%3a%2f%2fwww.bcs.org"&gt;British
Computer Society&lt;/a&gt; is raising the profile of its professional qualifications, including
that of Chartered Information Technology Professional (CITP), which is the new benchmark
within the profession. The status of a Chartered IT Professional (CITP) is equivalent
to that of a Chartered Accountant or Chartered Surveyor and is recognised as such
by the British Government.
&lt;/p&gt;
&lt;p&gt;
Chartered IT Professionals may practice in one or more of the disciplines within the
IT profession, which includes web design; although that obviously does not mean that
all CITPs are web designers. Chartered IT Professionals are bound by rules of professional
conduct and are subject to the disciplinary procedures of the society, so they should
never produce web sites that do not comply with the relevant law and should not undertake
such work unless they are competent.
&lt;/p&gt;
&lt;p&gt;
I believe that in the not too distant future, many businesses will look to only engage
Chartered IT Professionals in the United Kingdom&amp;nbsp;because they will be assured
that their work will be at least to the minimum standards prescribed by law. It would
certainly help businesses assess whether their prospective web designer would abide
by the law.
&lt;/p&gt;
&lt;p&gt;
&lt;strong&gt;So are there tools I can use to check my web site?&lt;/strong&gt;
&lt;/p&gt;
&lt;p&gt;
I started this article by asking if you had a good web site. There are a&amp;nbsp;couple
of very useful, public tools that you can use to assess whether your site meets the
internationally agreed technical standards. (You should check their individual terms
of use before using them.)
&lt;/p&gt;
&lt;p&gt;
&lt;strong&gt;W3C Markup Validation Service&lt;/strong&gt;
&lt;br /&gt;
&lt;a href="http://blogs.rrs.co.uk/revella/ct.ashx?id=823c1e35-dfd9-4c8e-a40d-70b7aa5df5e4&amp;amp;url=http%3a%2f%2fvalidator.w3.org%2f"&gt;http://validator.w3.org/&lt;/a&gt;
&lt;/p&gt;
&lt;p&gt;
HTML or XHTML markup is one of the fundamental building blocks of any web page.
&lt;/p&gt;
&lt;p&gt;
You can simply test any page by cutting and pasting its web address (it's easier than
typing it!) into the address box on the page and clicking &amp;ldquo;Check&amp;rdquo;. If
it complies, you get a green page. If it fails, you get a red page with a list of
its failings.
&lt;/p&gt;
&lt;p&gt;
The beauty of this particular validator is that it is designed and built by the people
who authorise the web standards. It is from the &amp;ldquo;horse&amp;rsquo;s mouth&amp;rdquo;!
&lt;/p&gt;
&lt;p&gt;
&lt;br /&gt;
&lt;strong&gt;W3C CSS Validation Service&lt;/strong&gt;
&lt;br /&gt;
&lt;a href="http://blogs.rrs.co.uk/revella/ct.ashx?id=823c1e35-dfd9-4c8e-a40d-70b7aa5df5e4&amp;amp;url=http%3a%2f%2fjigsaw.w3.org%2fcss-validator%2f"&gt;http://jigsaw.w3.org/css-validator/&lt;/a&gt;
&lt;/p&gt;
&lt;p&gt;
Although Cascading Style Sheets (CSS) are not used in all web sites, it is becoming
the preferred method of stipulating the &amp;ldquo;look and feel&amp;rdquo; of a&amp;nbsp;web
site. If a web site uses CSS, it should be compliant.
&lt;/p&gt;
&lt;p&gt;
You use it exactly like the W3C&amp;rsquo;s Markup Validation Service and it provides
similar feedback.
&lt;/p&gt;
&lt;p&gt;
&lt;strong&gt;What about accessibility?&lt;/strong&gt;
&lt;/p&gt;
&lt;p&gt;
There are also several free, online tools that will assess compliance against the &lt;a href="http://blogs.rrs.co.uk/revella/ct.ashx?id=823c1e35-dfd9-4c8e-a40d-70b7aa5df5e4&amp;amp;url=http%3a%2f%2fwww.w3.org%2ftr%2fwai-webcontent%2f"&gt;W3C
Content Accessibility Guidelines (WCAG)&lt;/a&gt;. It should be understood that not all
of the guidelines can be tested automatically and some require a degree of subjective
interpretation. These rules are also under revision because the web has moved on since
they were first devised. However, web sites that comply with these rules are likely
to have a reasonable defence that they have been built with the Disability Discrimination
Act in mind. Watchfire's &lt;a href="http://blogs.rrs.co.uk/revella/ct.ashx?id=823c1e35-dfd9-4c8e-a40d-70b7aa5df5e4&amp;amp;url=http%3a%2f%2fwebxact.watchfire.com%2f"&gt;WebXACT&lt;/a&gt; tool
is one such free tool.
&lt;/p&gt;
&lt;p&gt;
&lt;strong&gt;Problems with Quality Assurance or ... ?&lt;/strong&gt;
&lt;/p&gt;
&lt;p&gt;
Incidentally, you should not rely on the fact that a web site states that it is compliant
with the W3C standards. Research conducted by &lt;a target="_blank" href="http://blogs.rrs.co.uk/revella/ct.ashx?id=823c1e35-dfd9-4c8e-a40d-70b7aa5df5e4&amp;amp;url=http%3a%2f%2fwww.rrs.co.uk"&gt;Revell
Research Systems&lt;/a&gt; suggests that many sites claim compliance, but in fact fail miserably.
I have little doubt that all web designers are fallible (including ourselves!), so
the odd page that has somehow mistakenly been overlooked in quality assurance prior
to publishing might be forgivable, but our research highlights that most of the pages
on many of the sites claiming compliance fail.
&lt;/p&gt;
&lt;p&gt;
At best, this is a clear failing in the quality standards of the web designers concerned.
At worst, I leave you to draw your own conclusions about their professionalism.
&lt;/p&gt;
&lt;p&gt;
&lt;strong&gt;And what about the legal requirements?&lt;/strong&gt;
&lt;/p&gt;
&lt;p&gt;
There are no automated checks to test compliance with the law, but you should ensure
that your site complies. For instance, if you are a limited company, you must state
the country in which your company is registered, its registration number and your
registered address.
&lt;/p&gt;
&lt;p&gt;
Pinsent Masons &lt;a href="http://blogs.rrs.co.uk/revella/ct.ashx?id=823c1e35-dfd9-4c8e-a40d-70b7aa5df5e4&amp;amp;url=http%3a%2f%2fwww.out-law.com"&gt;Outlaw&lt;/a&gt; web
site provides some good general advice, but you should remember that it is always
best to consult an expert when in doubt, both for legal matters and on the technical
matters discussed above.
&lt;/p&gt;
&lt;img width="0" height="0" src="http://blogs.rrs.co.uk/revella/aggbug.ashx?id=823c1e35-dfd9-4c8e-a40d-70b7aa5df5e4" /&gt;
&lt;br /&gt;
&lt;hr /&gt;
This weblog is produced by &lt;a href="http://www.rrs.co.uk"&gt;Revell Research Systems&lt;/a&gt;.</content>
  </entry>
  <entry>
    <title>Sweeping Spam under the Carpet</title>
    <link rel="alternate" type="text/html" href="http://blogs.rrs.co.uk/revella/PermaLink,guid,6766c024-9311-497c-beb9-3235076df5b9.aspx" />
    <id>http://blogs.rrs.co.uk/revella/PermaLink,guid,6766c024-9311-497c-beb9-3235076df5b9.aspx</id>
    <published>2007-10-05T19:43:11.312+01:00</published>
    <updated>2007-10-17T22:54:46.828125+01:00</updated>
    <category term="General" label="General" scheme="http://blogs.rrs.co.uk/revella/CategoryView,category,General.aspx" />
    <content type="html">&lt;p&gt;
Unless I am greatly mistaken, there has been yet another surge in spam in the last
few weeks. Like many firms, &lt;a target="_blank" href="http://blogs.rrs.co.uk/revella/ct.ashx?id=6766c024-9311-497c-beb9-3235076df5b9&amp;amp;url=http%3a%2f%2fwww.rrs.co.uk"&gt;Revell
Research Systems&lt;/a&gt; uses a&amp;nbsp;fairly sophisticated anti-spam system, which generally
performs pretty well. It occasionally needs tweaking to improve its detection rate,
but on the whole, it does its job well.
&lt;/p&gt;
&lt;p&gt;
However, I am acutely aware just how much spam is actually chucked into our email
system on a daily basis. It is literally huge. There is the spam that is sent to our
active email accounts and then there is the massive amount sent to random addresses
in the hope that something might strike lucky!
&lt;/p&gt;
&lt;p&gt;
Worse still, spam is increasingly being sent with large attachments, which eats away
at our bandwidth.
&lt;/p&gt;
&lt;p&gt;
I believe that the majority of Internet users are blissfully unaware of just how much
spam is actually in circulation (although they know that they receive an unreasonable
amount). The problem is that much of it is sent to non-existent people and is handled
in the background by email servers, whose time is now mostly devoted to handling spam
email, which means the sheer scale of it is well off most people's radars.
&lt;/p&gt;
&lt;p&gt;
This is, of course, the nirvana that corporate IT departments are asked to achieve
&amp;ndash; no spam reaching their users.
&lt;/p&gt;
&lt;p&gt;
However, I really can&amp;rsquo;t help but think that this is little more than &lt;em&gt;sweeping
spam under the carpet&lt;/em&gt;. Sooner or later, we are going to have to bite the bullet
and work out how we are going to stop spam altogether rather than simply hiding it.
&lt;/p&gt;
&lt;img width="0" height="0" src="http://blogs.rrs.co.uk/revella/aggbug.ashx?id=6766c024-9311-497c-beb9-3235076df5b9" /&gt;
&lt;br /&gt;
&lt;hr /&gt;
This weblog is produced by &lt;a href="http://www.rrs.co.uk"&gt;Revell Research Systems&lt;/a&gt;.</content>
  </entry>
  <entry>
    <title>Plymouth University's Best Computing Graduate Receives Recognition</title>
    <link rel="alternate" type="text/html" href="http://blogs.rrs.co.uk/revella/PermaLink,guid,627a8c30-4e84-48f4-b2be-d015ec45d1f4.aspx" />
    <id>http://blogs.rrs.co.uk/revella/PermaLink,guid,627a8c30-4e84-48f4-b2be-d015ec45d1f4.aspx</id>
    <published>2007-10-03T23:04:38.265+01:00</published>
    <updated>2007-10-03T23:20:52.03125+01:00</updated>
    <category term="General" label="General" scheme="http://blogs.rrs.co.uk/revella/CategoryView,category,General.aspx" />
    <content type="xhtml">
      <div xmlns="http://www.w3.org/1999/xhtml">
        <p>
I'm pleased to announce that Darren Rees, from Llantwit Major in South Wales, formally
received the <em>2007 <a target="_blank" href="http://blogs.rrs.co.uk/revella/ct.ashx?id=627a8c30-4e84-48f4-b2be-d015ec45d1f4&amp;url=http%3a%2f%2fwww.rrs.co.uk">Revell
Research Systems</a> Prize at the </em><a href="http://blogs.rrs.co.uk/revella/ct.ashx?id=627a8c30-4e84-48f4-b2be-d015ec45d1f4&amp;url=http%3a%2f%2fwww.plymouth.ac.uk"><em>University
of Plymouth</em></a> at a small ceremony in Exeter this afternoon.
</p>
        <p>
It was the first time I've actually met Darren, who is interested in pursuing a career
in the highly competitive games industry. He is obviously a very able programmer and
Dr Nigel Barlow, his tutor while at Plymouth, was clearly impressed with his final
year project.
</p>
        <p>
The prize (which we established last year to mark our 21st year in business) is awarded
annually to the best final year student on the university's <a href="http://blogs.rrs.co.uk/revella/ct.ashx?id=627a8c30-4e84-48f4-b2be-d015ec45d1f4&amp;url=http%3a%2f%2fwww.plymouth.ac.uk%2fcourses%2fcourse.asp%3fid%3d2594">BSc(Hons)
Computing</a> programme. Essentially, Darren is the best computing graduate from the
university this year.
</p>
        <p>
Although he intends to take some time out to discover New Zealand, he would be a catch
for any company looking for a young and talented C++/Java programmer with an
interest in gaming.
</p>
        <p>
More details about the prize are available at <a target="_blank" href="http://blogs.rrs.co.uk/revella/ct.ashx?id=627a8c30-4e84-48f4-b2be-d015ec45d1f4&amp;url=http%3a%2f%2fprize.rrs.co.uk">http://prize.rrs.co.uk</a>.
</p>
        <p>
 
</p>
        <p>
          <img class="" alt="darren rees (centre), with alastair revell (left) and dr nigel barlow (right)" border="0" src="http://blogs.rrs.co.uk/revella/content/binary/prize2007.jpg" />
        </p>
        <table cellspacing="1" cellpadding="1" width="300" border="0">
          <tbody>
            <tr>
              <td>
Darren Rees (centre), receiving a certificate to mark his award of the 2007 <a target="_blank" href="http://blogs.rrs.co.uk/revella/ct.ashx?id=627a8c30-4e84-48f4-b2be-d015ec45d1f4&amp;url=http%3a%2f%2fwww.rrs.co.uk">Revell
Research Systems</a> Prize at the University of Plymouth, from myself (left), with
his tutor while at Plymouth, Dr Nigel Barlow looking on (right).</td>
            </tr>
          </tbody>
        </table>
        <p>
 
</p>
        <img width="0" height="0" src="http://blogs.rrs.co.uk/revella/aggbug.ashx?id=627a8c30-4e84-48f4-b2be-d015ec45d1f4" />
        <br />
        <hr />
This weblog is produced by <a href="http://www.rrs.co.uk">Revell Research Systems</a>.
</div>
    </content>
  </entry>
  <entry>
    <title>Northern Rock Not So Sturdy for Online Customers</title>
    <link rel="alternate" type="text/html" href="http://blogs.rrs.co.uk/revella/PermaLink,guid,cfebcd7b-230f-45ad-80a1-332136014864.aspx" />
    <id>http://blogs.rrs.co.uk/revella/PermaLink,guid,cfebcd7b-230f-45ad-80a1-332136014864.aspx</id>
    <published>2007-09-16T12:53:21.484+01:00</published>
    <updated>2007-09-29T14:15:34.046875+01:00</updated>
    <category term="General" label="General" scheme="http://blogs.rrs.co.uk/revella/CategoryView,category,General.aspx" />
    <content type="html">&lt;p&gt;
I&amp;rsquo;ve just read the &lt;a href="http://blogs.rrs.co.uk/revella/ct.ashx?id=cfebcd7b-230f-45ad-80a1-332136014864&amp;amp;url=http%3a%2f%2fnews.bbc.co.uk%2f1%2fhi%2fbusiness%2f6997197.stm"&gt;BBC
News report&lt;/a&gt; about the problems Northern Rock&amp;rsquo;s online savers are having
in accessing their funds. Like many online accounts, it appears that Northern Rock&amp;rsquo;s
online account holders can only access their funds online in accordance with their
terms and conditions.
&lt;/p&gt;
&lt;p&gt;
This is clearly both frustrating and alarming to the bank&amp;rsquo;s online customers,
who like many of their offline counter-parts, are trying to withdraw their money quickly,
since they all perceive their investments as being far from safe.
&lt;/p&gt;
&lt;p&gt;
I can&amp;rsquo;t help but wonder whether this will have an impact on the public&amp;rsquo;s
perception of online banking as a whole. I think people may conclude that online-only
accounts are inherently less secure than traditional accounts.
&lt;/p&gt;
&lt;p&gt;
It seems to be certainly true that the bank&amp;rsquo;s traditional customers have received
better service when they&amp;rsquo;ve eventually managed to get inside their branch than
their online counter-parts. The traditional customer has obviously had to queue for
ages, but at least they could see their position advancing in the queue, which at
least offered some comfort for their patience and perseverance.
&lt;/p&gt;
&lt;p&gt;
The problem for online customers is that they have no way of knowing where they are
in the queue. In fact, technically, there is no queue. Each time they try to gain
access to the bank&amp;rsquo;s web site, it is something of a lottery as to whether a
web server will be available to service the request.
&lt;/p&gt;
&lt;p&gt;
I suspect that even if a customer has one web request satisfied then there is absolutely
no guarantee that subsequent requests will be answered &amp;ndash; something akin to being
told in the branch to go to the back of the queue once you&amp;rsquo;ve been greeted by
the cashier, which would probably result in considerably less calmness than we are
currently seeing on the high street outside the bank's branches!
&lt;/p&gt;
&lt;p&gt;
The message is clearly that Internet-customers are second-class citizens as far as
the bank is concerned, especially if one accepts that actions speak louder than words.
&lt;/p&gt;
&lt;p&gt;
I think that when the dust settles, many online bank customers will re-evaluate how
much money they should keep in their online-only accounts. It may also have some impact
on how safe people consider Internet transactions to be in general&amp;hellip;
&lt;/p&gt;
&lt;img width="0" height="0" src="http://blogs.rrs.co.uk/revella/aggbug.ashx?id=cfebcd7b-230f-45ad-80a1-332136014864" /&gt;
&lt;br /&gt;
&lt;hr /&gt;
This weblog is produced by &lt;a href="http://www.rrs.co.uk"&gt;Revell Research Systems&lt;/a&gt;.</content>
  </entry>
</feed>